We bring together what each bank sends you separately and what you add yourself. You know how much came in and where it went.
By categoryMonthly summaryAlerts
A personal finance app
Where's My Money is an Android app made in Bolivia by Camba Labs. You upload the PDF of your bank statement and the app reads every transaction. What doesn't go through the bank, like cash, you add by hand. With both you follow the spending and income of all your accounts. It doesn't connect to your bank or ask for passwords.
Your account and Google
You sign up with your email and a password, or sign in with your Google account. If you use Google, we only receive your email, your name and an account identifier, and we use them only to identify you in the app. The details are in the Privacy Policy and the Terms and Conditions.
Get to the end of the month without knowing how? You're not the only one.
Adding every expense by hand gets tiring, and almost nobody keeps it up. Your statement already has almost everything. By hand you only add what the bank doesn't see.
We never ask for your bank password. We only read the PDF you upload.
4free credits a month
Each one reads one month of a statement of one account. Premium has 30.
6kinds of alert
Duplicates, unusual amounts, subscriptions, price increases, bank fees and charges in another currency.
30days ahead
Discover shows what gets charged in the next month, with date and amount.
How it works
Three steps, and the last one is looking
01
Upload the statement
The PDF your bank sends you every month. If it came by email, share it straight to the app. On Premium you can also take a photo of a receipt.
02
We read it for you
Every transaction gets its date, its amount and its category. While we read you keep using the app, and when it's ready you see it in Documents.
03
See where it went
Your month by category and by account, with what came in and what went out. Bolivianos and dollars stay separate.
Add by hand New
Cash counts too
Tap Add on Summary, type the amount and what it was for. It can be an expense or income, in your cash account or in any of your accounts. It uses no credits.
In seconds
An amount and what it was for
The date starts at today and you change it if you need to. You pick the category from your list, with a search box.
No duplicates
When the statement arrives, they merge
If you later upload the statement that has that transaction, the app recognizes it and doesn't count it twice. It's marked as confirmed by the statement, with your description and your note.
ACH transfers
Who sent it and through which bank
If you add an ACH transfer, you include who sent it or who got it, the bank and the operation number. Later you find it with search.
Alerts, on Premium
What the app notices before you do
Every time you upload a statement, the app compares it with your previous months. If something doesn't add up, it shows up under the bell. On the free plan the app still looks for them and tells you how many it found.
Duplicate charges
The same charge twice, on the same account and the same day.
Unusual amounts
An expense much higher than what you usually spend in that category.
Subscriptions
What gets charged on its own every month, so you decide if you keep paying it.
Price increase New
A subscription that started charging you more than before.
Bank fees New
How much your bank charged you in the month, all added up.
Charges in another currency New
A charge in dollars or made from another country, so you spot right away a purchase you didn't make.
Do you recognize this expense?
Swipe and done
When something doesn't add up, the app asks you. Right if you recognize it and left if you don't. The ones you recognize go away on their own after 30 days.
Discover
Your month told in a few cards
Discover is the first tab of the app. At the top, cards with the highlights of the month go by. Below are the charges that repeat and the ones coming.
What's coming New
Next month's charges, before they arrive
The charges that repeat and fall in the next 30 days, with date and amount. On the free plan too. If you upload statements of several months, they show up in a row and the ones you haven't opened yet are marked.
Highlights
Your month, card by card
Your month in cards you go through one by one, like your biggest expense or a category that went above your average. Each one takes you to the transactions behind it.
Widgets New
Your month without opening the app
Three widgets for the Android home screen, free. The biggest one has the month's spending and a button to upload a statement. All of them show the credits you have left.
Your favorite account
The widgets show the spending of one account, in its currency. You pick it in My account and change it whenever you want.
They update on their own
Even with the app closed. If you sign out, they ask you to sign in to the app.
Spending and uploadThe month's spending, your credits and the upload buttonSpending of the monthThe month's spending and your creditsUpload statementYour credits and the upload button
Accounts
All your banks, nothing counted twice
The app recognizes when two statements are from the same account. If it can't tell which bank it is, it asks you instead of guessing. The number stays covered until you tap the eye.
Search
How many times did you take an Uber?
Type the name of a shop or an amount and its transactions show up, from all your accounts. On the free plan it searches the last 3 months.
Invitations New
Invite friends and earn credits
Whoever uses your code gets 5 credits. You earn 1 when their first statement is read and 4 for each month of Premium they pay. Gifted credits don't expire.
Your data
A statement is private. We treat it that way.
01
We don't connect to your bank
We don't ask for passwords or touch your accounts. We only read the file you upload.
02
The file is not kept
It's read when you upload it and discarded as soon as the reading ends. What stays are the transactions. There is only one exception. If two uploads in a row fail, we hold it for up to 10 minutes while we ask whether you want to send us a report, and only if you agree do we keep it until it's solved, 7 days at most.
03
Delete everything whenever you want
From the app, without writing to anyone. Your account and your email go at once, and the transactions left without an owner are deleted after 90 days.
04
We tell you the uncomfortable part
We keep the full account number, covered on screen, because that's how we know two statements are from the same account. And the document is read by an AI model from Anthropic, which doesn't use it for training.
Each credit reads one month of a statement of one account. Adding by hand uses no credits. The free plan is enough to follow your month, and Premium brings in your whole history at once.
No. We have no access to your accounts, we don't move money and we never ask for your bank passwords. The only thing the app sees is the statement file you upload.
Can I add cash spending?
Yes. On Summary tap Add, type the amount and what it was for. If that expense later shows up in a statement, it merges with what you added instead of being counted twice. It uses no credits.
How does the 14-day trial work?
Choose Premium in the app and Google Play gives you 14 days without charging you. If you cancel from Google Play before they end, you pay nothing.
What is a credit?
Each credit reads one month of a statement of one account. A three-month statement uses three. The free plan has 4 per month and Premium has 30. Adding by hand uses no credits.
Are alerts free?
They're part of Premium. On the free plan the app still looks for them and tells you how many it found, so when you upgrade they're already there.
Which banks does it work with?
We tested it with real statements from BNB, BCP, Bisa, Banco Económico and Mercantil Santa Cruz. With other banks in Bolivia it usually works the same, because it doesn't depend on a fixed format. If yours isn't recognized, the app asks you which one it is instead of guessing.
What if it reads a transaction wrong?
It can happen. The reading is done by an artificial intelligence model and it isn't perfect, so your statement is still the source of truth. You can fix the category of any transaction, and if the whole reading went wrong, delete the document and upload it again.
Who sees my statements?
The content of the document is sent to Anthropic, the company behind the model that reads it, without your name or your email. They don't use it to train their models. The file isn't kept, unless you agree to send us an error report. In that case it's also seen by whoever looks at it on our team, for 7 days at most. The full detail, provider by provider, is in the Privacy Policy.
How do invitation codes work?
Every account has its code. Whoever uses it gets 5 credits, once. You get 1 credit when that person uploads their first document and 4 for each month of Premium they pay, with no cap. Gifted credits don't change the 4 or 30 of your plan, they're spent after those and they don't expire.
Are the widgets Premium?
No, they're free. If you sign out, the widget asks you to sign in to the app.
Is the app in English?
Yes, in Spanish and in English. It follows your phone's language and you change it in My account. Alerts and emails reach you in the same language.
Is there an iPhone app?
Not for now. Where's My Money is only on Android, on Google Play.
What happens if I delete my account?
Your email, your name and your password are deleted right away. The transactions are left with nothing tying them to you and are fully deleted after 90 days. If you have Premium, cancel it in Google Play first, because deleting the account doesn't stop the store from charging you.
Your next statement already has something to tell you
Download it, upload this month's PDF and see where it went. The first 14 days of Premium are on us.
